Rules That Shape Your Account
Our legal terms set out how you may hold an account, how wallet records are checked, and how we respond when a legal or account-rights request reaches us. We do not present access as universal; it depends on local law and is available where local law
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permits. When you use UPI, Paytm or PhonePe, the transaction reference may be stored with your account history so we can reconcile deposits, withdrawals, refunds, and charge queries. We may ask for identity or address checks before certain account actions because financial records must match the
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person using the account. We also explain how cookies support login, fraud controls, and preference choices. If a term changes, we place the new wording on this page and treat the published version as the active legal text.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.